All-in-one financial platform

Move, manage,
and grow your money
with MelyPay.

Secure account controls today, with payments, transfers, crypto, investments, savings, and more planned in one place.

  • Secure by design
  • Fast digital experience
  • Your data is protected

Secure accounts, email verification, profile controls, sessions, and recovery are active. Money movement and provider-backed financial services are not active.

DEBIT CARD CONCEPT

Network pending
Secure

Wallet overview

Available balance Hidden for privacy
HTGUSD

Planned actions

Add Soon Send Soon
Protected sessions
Concept preview · No funds shown

MANAGE

Manage your money with clarity.

Start with a secure profile and wallet foundation. Funding, withdrawal, and transfer tools will activate only when their providers and controls are ready.

Wallet foundation

HTG · USDNo funds shown
Add
Withdraw

Card experience

CONCEPT ONLYComing soon

SPEND

A card experience built with care.

MelyPay card capabilities remain a future concept. No issuer, network, physical card, or digital-wallet partnership is represented today.

Learn more about cards
You
Coming soon
Recipient

CONNECT

Move money simply—when transfers launch.

The planned person-to-person experience will use reviewed recipients, clear authorization, duplicate protection, and ledger-backed confirmation.

View transfer status

IN DEVELOPMENT

Save together with PartnerHand.

A structured peer savings experience where members contribute on a schedule and take turns receiving the pooled amount. It is not an investment or guaranteed income.

Discover PartnerHand
  1. 1Join a group
  2. 2Contribute on schedule
  3. 3Follow your position
  4. 4Receive your turn

WHY MELYPAY

A stronger foundation for everyday progress.

A customer experience designed around clear controls, honest availability, and room to grow.

Secure

Layered controls protect account access and sensitive actions.

Simple

Clear experiences explain what is available before you act.

Fast

Focused flows are designed to reduce unnecessary steps.

Built to grow

A modular foundation supports responsibly activated services.

SECURITY

Security built into every step.

Account protection is active today. MelyPay combines secure browser sessions, verification, recovery, audit events, and KYC-ready profile infrastructure without claiming unsupported certifications.

Review account security

Secure sessions

Review and revoke active sessions.

Verified contact

Short-lived, single-use email verification.

MFA

Authenticator and recovery-code foundations.

Account recovery

Protected password recovery with session revocation.

HOW IT WORKS

Start in three clear steps.

A deliberate path from secure registration to appropriately available services.

  1. 01

    Create your account

    Register with country-aware contact and profile information.

  2. 02

    Verify your identity

    Confirm your email and complete identity review when the configured flow requires it.

  3. 03

    Access available services

    Use only the capabilities that are technically, operationally, and legally active.

FAQ

Straight answers, before you begin.

Current capabilities and future plans are always described separately.

What is MelyPay?

MelyPay is a secure customer platform for account management and progressively activated financial services.

How do I create an account?

Use the three-step registration flow, verify your email, and complete any required identity review.

How do I add money?

Funding providers are not connected yet. The Add Money page clearly shows the current unavailable state.

How do withdrawals work?

Withdrawals are not active. No balance is reserved and no payout request is currently submitted.

Can I send money to another MelyPay user?

Not yet. The secure customer transfer experience remains under development.

What is PartnerHand?

PartnerHand is a planned structured savings-group experience with scheduled contributions and payout turns.

Are investment products guaranteed?

No. Future investment products may involve risk, disclosures, and eligibility requirements.

When will MelyPay cards be available?

No card program or issuing partnership is active. Availability will be announced only after confirmation.

How does MelyPay protect my account?

MelyPay uses protected cookies, CSRF defenses, rate limits, revocable sessions, security history, and MFA foundations.

SUPPORT

Need help?

Our support team is here to help with your MelyPay account.

Contact support